Financial Advisers

APEX Financial Services Group

Proud to be one of Queensland’s premier Defence Force advisory groups.

Apex is an independent, self-licensed practice focused on transparency, integrity, and genuine value. Our philosophy is simple: provide clients with the knowledge and support they need to make informed financial decisions—without pressure or sales tactics. Our advisers are specifically trained in all aspects of DVA and have a deep understanding of Permanent Impairment (PI), Special Rate Disability Pension (SRDP), CSC, MSBS, DFRDB, PSS, ADF transitions and more. Whether you're preparing for discharge or have already received a DVA offer, we are here to provide the clarity, support, and guidance you need at every stage.

Our support also extends beyond Defence force members to empowering all individuals in making confident, informed decisions to achieve lasting financial wellbeing. Whether it’s retirement planning, wealth creation, superannuation, insurance and more we pride ourselves in our personal and holistic approach to financial planning.

SRDP - PI - ADF transition – CSC - MSBS – DFRDB – PSS - DOHAS – Social Securit

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Saikal-Skea Independent Financial Advice

At Saikal-Skea Independent Financial Advice, we specialise in providing comprehensive independent advice to current and former ADF members and their families. Being independent means that we don’t charge commissions and have no ties with product manufacturers or conflicts of interest.

We have a deep understanding of CSC defined benefits (including the MSBS, DFRDB, PSS and CSS). Other areas that we advise on include ADF transitions and DVA decisions, as well as tax planning, investments, insurance, social security and broader superannuation.


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Hicks Independent Financial Advice

At John Hicks Independent Financial Advice, we provide expert, conflict-free financial guidance tailored to your needs.

We specialise in assisting current and former ADF members, along with their families, to secure their financial future. Beyond our work with the ADF community, we also help individuals and couples over 50 who are preparing for or already enjoying retirement.

As one of the few truly independent firms, we offer advice free from commissions and conflicts of interest—ensuring your best interests always come first.

Whether you're transitioning out of the ADF or planning for retirement, navigating financial decisions can feel overwhelming. We're here to simplify the process, offering clarity, confidence, and a trusted partnership every step of the way.

Contact Hicks IFA

Partners in Planning

Partners in Planning was created to challenge the traditional financial planning firm of the time.

Since day one we have never been a traditional financial planning firm and our motto reflects this.

This is because we could see flaws in the pre post royal commission system.

We are built on a fee for service model from our inception. We deliver advice on a holistic level with no inhouse products. Then we work together to design and implement a plan that achieves your goals and objectives.

What makes us different?

We are self-licensed, so there is no hidden agenda behind our investment philosophy.

Contact Partners in Planning